Canada is one of the most preferred countries chosen for living a whole life. It attracts many immigrants from all over the world. No matter which age, profession, or purpose, an immigrant comes to Canada, insurance is something that provides security to all. All budgets and savings must be planned to keep insurances as the primary consideration. The New immigrant’s 90 days insurance offers monetary security to people who have just moved to Canada while assuring them with a lump sum amount whenever required in a period of 90 days.
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New Immigrant 90 Days Insurance is temporary health insurance designed to cover new immigrants in Canada during the initial 90-day waiting period before they become eligible for provincial health coverage.
This insurance is important because it ensures new immigrants have access to essential medical services and emergency care during the waiting period for provincial health coverage.
It typically covers emergency medical care, hospitalization, prescription medications, diagnostic tests, and physician services. Some policies may also include coverage for ambulance services and repatriation.
It typically covers emergency medical care, hospitalization, prescription medications, diagnostic tests, and physician services. Some policies may also include coverage for ambulance services and repatriation.
To apply, contact an insurance provider offering this specific coverage, fill out an application form, provide necessary personal information, and pay the required premium. Applications can often be completed online or through an insurance broker.
Coverage for pre-existing conditions varies by policy and insurer. Some insurers may exclude pre-existing conditions, while others may provide limited coverage after a stability period.
Coverage limits depend on the policy but typically range from $50,000 to $150,000. It's important to review the policy details to understand the specific coverage limits.
The cost varies based on factors such as age, health status, coverage amount, and the insurance provider. Premiums generally range from a few hundred to over a thousand dollars for the 90-day period.
To file a claim, contact your insurance provider, complete a claim form, and submit necessary documents such as medical receipts, doctor's notes, and proof of payment. Follow the insurer's specific claim process.
If you obtain provincial health coverage before the 90-day period ends, you can often cancel your private insurance policy and receive a refund for the unused portion of the premium, depending on the insurer's cancellation policy.