Get In Touch
Call Now
+1 (416) 432-3838
Quick Email
info@supervisaservice.com
Office Address
Health insurance promises reimbursement of medical expenses that might arise from illnesses or injuries including treatments, hospitalization costs, surgeries, etc. A health insurance policy offers security for any medical costs of the policyholder. It is actually an official agreement between the insurance company and the policyholder where the policyholder agrees to guarantee payment for medical costs. Health insurance from PolicyBazaar can be beneficial for three main reasons.
Individual health insurance plan from top insurers
The lowest premium for medical insurance
Comparing health insurance plans instantly
Private health insurance in Canada provides coverage for medical services and treatments not fully covered by provincial health plans, such as prescription drugs, dental care, vision care, and private hospital rooms.
Private health insurance typically covers prescription medications, dental care, vision care, paramedical services (e.g., physiotherapy, chiropractic care), and additional services like private hospital rooms and travel insurance.
To apply for private health insurance, contact an insurance provider, compare different plans, fill out an application form, provide medical history, and undergo a medical exam if required. You can apply directly through an insurer or use an insurance broker.
Coverage for pre-existing conditions varies by policy. Some insurers may cover pre-existing conditions after a waiting period, while others may exclude them entirely. It's essential to read the policy terms carefully.
The cost of private health insurance depends on factors such as age, health status, coverage level, and the insurer. Premiums can range from a few hundred to several thousand dollars annually.
Provincial health plans provide basic medical coverage funded by the government, while private health insurance offers additional coverage for services not included in provincial plans, such as dental, vision, and prescription drugs.
Yes, self-employed individuals can obtain private health insurance. Many insurers offer plans tailored to the needs of self-employed individuals, providing comprehensive coverage.
To choose the right plan, consider your health needs, the coverage offered, premiums, deductibles, co-payments, and the insurer's reputation. Compare multiple plans and read policy details carefully.
Waiting periods vary by policy and insurer. Common waiting periods range from 30 days to several months for specific services. Pre-existing conditions may have longer waiting periods.
To file a claim, submit a claim form provided by your insurer, along with receipts and supporting documents for the medical services received. Claims can typically be filed online, by mail, or through an insurance broker.